Bequests

A bequest in your will is one of the easiest ways to perpetuate your support of United Way.You can bequeath a dollar amount, a specific property, a percentage of your estate or what is left after you have provided for your family.  You may also name United Way as a residuary beneficiary in the event that others you have named may not survive you.Your attorney can assist you in making these simple revisions to your will. 
    
Gifts of Real Estate

A home has always been a wise investment with tremendous financial benefits.  By making a gift of your home or other real property now, while retaining the use of it during your lifetime, you can enjoy additional benefits.When you make a gift of your home or real property to the Endowment Fund, you continue to care for and use the property, pay the taxes and even receive any income it generates.  You also receive an immediate tax deduction equal to the fair market value of the property.  You do not incur the capital gains otherwise payable on the appreciation had you sold the property.  And, because you have made a gift of the property by deed, it does not pass through probate at death, saving expenses and delays. 

Gifts of Appreciated Securities

Appreciated securities are a very attractive way of making a lifetime gift to the Endowment Fund.  You will receive an income tax deduction for the full current value of the securities, and you will pay no capital gains tax on the appreciation.  This contribution also removes an asset from your estate, thereby, possibly reducing estate taxes upon death. 

Life Insurance

One of the simplest ways to make a significant charitable contribution in the future is to name United Way as a beneficiary to receive all or a portion of the proceeds of a life insurance policy which is no longer needed for family protection. Another way to make a gift of life insurance is to take out a new policy, naming United Way as owner and beneficiary. You would continue to pay the annual premiums on the policy receiving a charitable deduction for the premiums paid each year.  Upon your death the face value of the policy, together with any accrued dividends and interest, are added to United Way's permanent Endowment Fund.

Through gifts of life insurance you can make a substantial gift without actually transferring a large amount of assets and receive a charitable income tax deduction for premiums paid each year. 

Lifetime Income Programs

By making a charitable remainder trust, your contribution to the Endowment Fund can work for you in two ways.  First, it enables you to support worthwhile programs in your own community.  Second, it can provide you or someone you love with an income for life. 

Memorial/Tribute Gifts

A donation in honor of a friend/colleague/ loved one, or a gift in tribute to an individual's dedication to others. 

Gift Annuities

A gift annuity is a simple, contractual agreement between one or two donors and United Way in which you transfer assets to us in exchange for the promise to pay you an annuity. By donating through a gift annuity, you can accomplish two things:  (1) contract for a fixed income payment for yourself or yourself and another individual, if you choose, and (2) make a gift to United Way.  If you itemize deductions on your tax return, savings from the charitable deduction reduce the net cost of the gift.